Rates
Rates & Charges
Review the current fees and pricing for accounts, transfers, cards, and digital services.
Account and service pricing
Checking & Savings
- Monthly maintenance fee: $0 for eligible accounts
- ATM withdrawals: free at MDS ATMs
- Overdraft transfer fee: $10 per occurrence
Card & transfer fees
- Credit card annual fee: waived first year
- Foreign transaction fee: 0%
- Online transfer fee: free for internal transfers
Additional services
- Wire transfer handling fee: $20 domestic
- Statement copies: $3 per copy
- Returned item fee: $15