Educational Demo Website
Educational Demo Website — MDS Bank is a fictional banking project for UI/UX and analytics practice. Do not enter real personal, banking, card, OTP, password, or financial information.

Checking & Savings

Accounts designed for the way you live. No hidden fees, just smart banking.

Everyday Checking

Perfect for daily spending with no minimum balance requirements.

  • No monthly maintenance fees
  • Free global ATM access
  • Early direct deposit
Open Account
POPULAR

High-Yield Savings

Grow your money faster with our industry-leading APY.

  • 4.50% APY on all balances
  • No minimum deposit
  • Automated savings tools
Open Account

Premium Checking

Exclusive benefits and priority support for higher balances.

  • Interest-bearing checking
  • Waived wire transfer fees
  • Dedicated relationship manager
Open Account

Compare Account Options

Select 2 or 3 account products below to compare key features side by side.

Accounts

Digital Savings Account

Best for digital-first savers.

Interest Rate 4.0% p.a. Monthly Fee No monthly fee
Accounts

Salary Account

Designed for salaried professionals.

Minimum Balance Zero balance Monthly Fee No fee with salary credit
Accounts

Current Account

Ideal for businesses and high-volume transactions.

Minimum Balance ₹10,000 Monthly Fee ₹250
Accounts

Senior Citizen Savings Account

Higher returns with senior-friendly service.

Interest Rate 5.0% p.a. Monthly Fee No monthly fee

Account Comparison

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Account FAQs

What do I need to open an account?+

You will need a valid government-issued ID, your Social Security Number, and proof of address. The application takes less than 5 minutes online.

Are there any monthly maintenance fees?+

Our Everyday Checking and High-Yield Savings accounts have zero monthly fees. Premium Checking requires a $5,000 minimum combined balance to waive the $15 monthly fee.

How does early direct deposit work?+

When your employer submits payroll files, we make funds available immediately — often up to 2 days faster than traditional banks.